Simple, transparent pricing
Start free. Upgrade when you need more power.
Free
Essential income tracking to get started. No credit card required.
- 1 platform connection
- Basic income metrics
- Monthly earnings summary
- Mobile-friendly dashboard
Pro
Standard reporting for mortgage and loan underwriting.
$15/mo billed annually · Save 20%
- Unlimited platform connections
- Unlimited verification statements
- Krost Alternative Credit Score
- Income stability & volatility index
- Tax income matching (Schedule C)
- Public verification URLs
- Multi-platform portfolio analysis
Pro+ Agency
For tax preparers, lenders, and mortgage brokers.
$39/mo billed annually · Save 20%
- All Pro features
- Role-based access (up to 5 seats)
- Full document generation suite
- CPA portal exports
- Batch report compilation
- Dedicated support
Trusted by the gig economy
500+ lenders
Accept Krostio income reports
300+ platforms
Connected via Argyle API
10,000+ gig workers
Trust Krostio for their finances
Full feature comparison
| Feature | Free | Pro | Pro+ Agency |
|---|---|---|---|
| Platform connections | 1 | Unlimited | Unlimited |
| Verification statements | Basic | Unlimited | Unlimited |
| Krost Alternative Credit Score | — | ||
| Income stability index | — | ||
| 12-month trend analysis | |||
| Multi-platform portfolio view | — | ||
| Tax income matching (Schedule C) | — | ||
| Write-off tracker | — | ||
| Public verification URLs | — | ||
| Role-based access (staff seats) | — | — | Up to 5 |
| Document generation suite | — | — | |
| CPA portal exports | — | — | |
| Batch report compilation | — | — | |
| Dedicated support | — | — | |
| CSV data export | |||
| AES-256 encryption |
Frequently asked questions
Can I start for free?
Yes! The Free plan gives you access to one platform connection, basic metrics, and monthly earnings summaries. No credit card required, no time limit.
How do verification reports work?
Krostio connects directly to your gig platforms via Argyle's secure API. We pull verified earnings data and compile it into a professional PDF report that lenders can trust.
Are Krostio reports accepted by lenders?
Yes. Our reports use Argyle-verified data and are accepted by over 500 mortgage lenders, banks, and credit unions across the United States.
Can I cancel anytime?
Absolutely. There are no long-term contracts or cancellation fees. Your paid plan continues until the end of your billing period, then reverts to Free.
Is my data secure?
All data is encrypted at rest (AES-256) and in transit (TLS 1.3). Krostio is SOC-3 compliant. We never share or sell your earnings data.
Do you offer annual billing?
Yes. Pro is $15/month when billed annually ($180/yr) and Pro+ Agency is $39/month billed annually ($468/yr). You save over 20%.
What payment methods do you accept?
We accept all major credit cards, debit cards, and PayPal. Payments are processed securely through Paddle.
Still have questions?
Contact usAll plans include AES-256 encryption, SOC-3 compliant infrastructure, and FCRA-compliant alternative credit scoring. Prices in USD.